Your money, free and borderless with CiNKO

A single wallet to receive, transfer, pay and save in dollars.

Discover everything you can do with CiNKO

USD account
Account in USD (United States)
Receive money from U.S. banks and digital wallets using your account number and routing number. Just a $1 fee, regardless of the amount.
ACHPayPalWisePayoneer
Cobra in crypto
Cobra in crypto
Receive payments in your CiNKO wallet in BTC, USDC, USDT, ETH, or PYUSD. Bitcoin is credited to your BTC balance; the rest is automatically converted to USD.
BTCUSDCUSDTETHPYUSD
Payment link
Payment link
Create a link and receive up to $350 USD from the United States in cash or via debit card at stores like Walgreens and CVS.
WalgreensCVSand more
Local bank
Local bank
Transfer funds from your local bank, and your balance will automatically be converted into digital dollars, ready to use or send.
Your bank → USD
Send crypto
Send crypto
Send BTC, USDC, USDT, ETH, or PYUSD to any wallet worldwide—quickly and securely—right from the app.
BTCUSDCUSDTETHPYUSD
Swap
Swap
Buy and sell BTC directly using your USD balance, without the need for P2P or intermediaries.
USDC → BTC
CiNKO Visa Card
CiNKO Visa Card
Pay at more than 80 million physical and online stores worldwide, with 0% currency conversion fees.
International
Send to users
Send to users
Transfer funds to other CiNKO users in all Latin American countries where the service is available. It’s free and instant.
FreeInstant

Your Platinum Visa,
without borders

Rechargeable, no hidden charges, ready to use worldwide.‍

No conversion charges
Buy anywhere in the world with 0% commission for currency exchange.
Globally accepted
Use it in more than 80 million physical and digital stores.
Ready to pay from your cell phone
Add your card to Apple Pay or Google Wallet and pay from wherever you are.
Full control from the app
Freeze or thaw your card in seconds, no calls or waiting.

3 Steps to Using Your Wallet

Download the CiNKO app and create your account

Registration is quick and easy.

Receive cryptocurrency, USD, or your local currency

Receive or deposit using your preferred currency in the “Add” section.

Send, pay, and convert

Activate your international card, send money to crypto addresses from any wallet, to your local bank, or to CiNKO accounts in Latin America.

What those who already use CiNKO say

"I receive from anywhere in the world and can transfer to my local bank."

Luis P.
Entrepreneur

"I sent money to my mother and it arrived before we finished the call."

Ana G.
IT Professional

"I work with clients from abroad. With CiNKO I charge in USDC and pay by card. It's very convenient."

Maru F.
Freelancer

Your money safe, always

Safety and peace of mind, every move

Real support and regulated licenses
Your money is protected 1:1, always available.
Advanced protection at every access
2FA authentication and end-to-end encryption.
Global compliance
We follow international KYC/AML standards so you can operate without worries.

Start using CiNKO today

Your money, without borders and always available.

Download the app and discover a simpler way to move your money.

Scan the QR code or click to download the app.