Bitcoin has arrived at CiNKO.

Buy, sell, and send Bitcoin directly from your wallet. No need to leave home, no P2P, and no unnecessary risk. With the clarity that CiNKO provides.
CiNKO
7 min

Bitcoin on CiNKO

Why did we add Bitcoin to CiNKO?

Everything you need to manage your dollars and BTC, all in one app.

Everything in one place
Buy BTC, real-time BTC-USD conversion, international card, and direct bank withdrawals. One app, total transparency.
Designed for Latin America
Bitcoin without the crypto language barrier. Simple, clear, and in Spanish—for those who want to build their future.
Powered by CiNKO
The same platform you already trust to manage your digital dollars. Now available for BTC as well.

What has changed for you?

A brand-new wallet. The same hands.

Before
That's how it used to be
To buy BTC, you had to go to external exchanges or P2P platforms with no guarantees.
Your wallet only had a balance in USD. If you deposited Bitcoin, it was automatically converted to USD.
No market data is integrated into the app.
Now with CiNKO
That's how it is now
Buy and sell BTC directly from your CiNKO wallet.
Your BTC balance is displayed next to your USD and stablecoins.
Your BTC isn't automatically converted. Hold onto it for as long as you like.
Fast 24/7 Swap: BTC ⇄ USD whenever you want, with no complicated interfaces.
Real-time pricing, transparent exchange rates before confirmation.
💡
Key fact: When you receive BTC in CiNKO, that amount is recorded in your Bitcoin balance. It is not automatically converted. You decide when and at what price to exchange it.

How to Use Bitcoin on CiNKO

No technical jargon. No unnecessary steps.

1
Open your CiNKO app
Log in to your wallet as usual. On your main balance screen, you'll see the new Bitcoin section next to your USD balance.
2
Click "Convert"
Select how much USD you want to convert to Bitcoin. CiNKO shows you the real-time price and the exact fee before you confirm. No fine print.
💡 The minimum conversion amount varies depending on your account. Check the limits on the helpdesk.
3
Confirm, and you'll have BTC
Your Bitcoin balance will be updated in a matter of minutes. You can view it in real time along with the day's percentage change.
4
Holdea: Score whenever you want
Your BTC is there, waiting for your decision. If the price goes up and you want to sell, just click "Convert BTC to USD," and the funds will be instantly transferred to your USD balance.
📊 Check the real-time price right in the app before making a move.
5
Manage your money the easy way
When you convert BTC to USD, that balance is available for spending with your CiNKO Visa card or for withdrawals to your local bank.

Useful information for investing in BTC

Four concepts that make all the difference.

DCA
A routine purchase, not a perfect one
Dollar-Cost Averaging: Investing fixed amounts on a regular basis (for example, $20 every two weeks) reduces the risk of buying at the worst possible time. It works better than trying to predict the price.
HOLD
Time is on your side
Historically, those who held BTC for more than four years never sold at a loss. Patience trumps perfect timing.
%
Only invest what you can afford to lose
Bitcoin is a risky asset. A common rule of thumb is to limit it to no more than 10–20% of your total portfolio. Build your emergency fund first, then invest.
21M
Limited availability
There will only ever be 21 million bitcoins. More than 90% have already been mined. This built-in scarcity is part of what gives the asset its long-term value.
⚠️
Always remember: Bitcoin’s price is volatile and can rise or fall significantly in a short period of time. CiNKO provides you with the tools; the decision of how much to invest and when is yours. Always trade based on information and only with funds you’re willing to risk.

5 words you'll hear a lot

Click on each term to learn more about it.

Bitcoin (BTC)
The world's first cryptocurrency.
Decentralized digital currency that isn't controlled by any bank or government. Only 21 million units will ever exist, making it scarce by design. On CiNKO, you can buy, sell, and store it directly from your wallet.
Satoshi
The smallest unit of Bitcoin.
One Bitcoin is equal to 100,000,000 satoshis. You don't need to buy a whole BTC—you can start with a small fraction. That's how accessible Bitcoin is once you understand it.
Halving
An event that reduces the new supply of BTC.
A scheduled event that occurs approximately every four years on the Bitcoin network, during which the reward miners receive is cut in half. Fewer new BTC in circulation means greater scarcity. The last halving took place in 2024.
Miners
Those who maintain the Bitcoin network.
Computers around the world that verify and record every Bitcoin transaction. In exchange for this work, they receive BTC as a reward. They are the ones who keep the network running.
To hold
Hold onto it without selling, no matter the price.
Hold onto your assets without selling them, no matter what the price does. Holding BTC means keeping your Bitcoin and waiting, rather than converting it to USD right away. Time is usually the best ally of those who hold wisely.
Swap
Instantly exchange one asset for another.
Swap one asset for another directly and instantly. With CiNKO, swapping means converting your USD to BTC or your BTC to USD without leaving the app, at the current market price.

The History of Bitcoin

Understanding where Bitcoin came from helps you understand why it matters today.

2008 — The Origin
Satoshi Nakamoto publishes the white paper
An anonymous author or group proposes creating decentralized digital currency, without banks or governments acting as intermediaries.
2009 — The first block
The genesis block is being mined
For the first time in history, a financial transaction has taken place without the need for a bank. The message in that block referred to the 2008 bank bailout.
2010 — The first actual purchase
10,000 BTC for two pizzas
Laszlo Hanyecz conducted the first commercial Bitcoin transaction. A reminder that BTC's value has been built up over time.
2017 — The First Major Cycle
Bitcoin enters the mainstream
Many people buy at the peak, and the price drops dramatically. But those who waited saw the asset continue its recovery cycle and reach new highs.
2021 — Institutional Adoption
Tesla, MicroStrategy, and El Salvador
BTC breaks through $65,000. The narrative is shifting: it’s no longer just for enthusiasts; it’s a global financial asset.
2024 — ETFs and a new high
SEC Approves Spot Bitcoin ETFs
Billions of dollars in institutional capital are flowing into the asset. BTC surpasses its previous all-time high.
2026 — BTC hits FIVE
Bitcoin available in Latin America
No P2P, no hassle. With the clarity and security you've come to expect from CiNKO.

FAQ for BTC Newcomers

The most common questions, answered clearly.

Bitcoin is digital money that doesn't rely on any bank or government. It's a limited-supply currency—only 21 million will ever exist—that operates on a global network of computers. You can send it anywhere in the world without asking anyone's permission. Its price is determined by the market: supply and demand.
Bitcoin is a volatile asset. Its price can drop significantly over short periods of time. That’s why we recommend investing only what you’re willing to hold for the long term, diversifying your portfolio, and never investing your emergency fund. Knowledge and sound judgment are your best protection.
You don't need to buy a whole Bitcoin. You can buy small fractions depending on your budget. Remember that 1 BTC = 100,000,000 satoshis.
Before closing your account, you can always convert your BTC to USD and withdraw your funds. Your money is never locked in. If you have any questions about this process, please contact our support team before taking any action.
CiNKO shows you the exact exchange rate and fee before you confirm any transaction. Nothing is processed without your approval. After the transaction, you can view the full history in your transaction history section.
About every four years, the reward received by Bitcoin miners is cut in half. This is called a "halving." As the new supply of BTC available decreases, this has historically coincided with periods of price increases. The last halving occurred in 2024. It doesn't guarantee anything, but it's an important factor in understanding Bitcoin's economy.

Everything you need to know, in four points

CiNKO + Bitcoin—plain and simple.
No P2P, no risks. You buy directly from CiNKO. No unknown third parties, no informal markets.
Your BTC doesn't convert on its own. Your Bitcoin balance remains in BTC until you decide to move it.
Swap in minutes. BTC ⇄ USD 24/7. Transparent pricing before confirmation.
For all levels. Whether you're new to crypto or already familiar with it, CiNKO makes it easy to understand. No unnecessary jargon.

Start using CiNKO today

Your money, without borders and always available.

Download the app and discover a simpler way to move your money.

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