How to get paid in dollars if I work freelance in Chile

Working as a freelancer in Chile has many advantages: flexibility, independence, and the ability to offer services to clients anywhere in the world. However, one of the biggest challenges remains getting paid in dollars quickly, securely, and without losing money to high commissions. In this article, you will find the most common options and learn how CiNKO allows you to receive payments in USD in a simple, economical way with tools designed for freelancers and remote workers.

Why is it important to charge in dollars if you work as a freelancer?

Getting paid in dollars can make a big difference to your financial stability. It lets you protect your income from inflation, work with global clients without any hassle, access better opportunities, and decide when to convert your money to pesos. That's why more and more freelancers in Chile are looking for solutions that make it easier to receive USD with lower costs and less paperwork.

Traditional options for receiving payments in dollars

International bank transfers (SWIFT)
These are a well-known alternative, but they tend to be slow, expensive, and involve multiple intermediaries. Payments can take several days, fees tend to be high, and they are not always convenient for customers.

Platforms such as PayPal, Payoneer, and
are frequently used, but their costs are often high for freelancers who receive regular payments. Commissions and uncompetitive exchange rates are common drawbacks.

Get paid in dollars with CiNKO: fast, simple, and with multiple options

CiNKO is a modern solution that allows freelancers in Chile to receive dollars from the United States and other countries efficiently, reducing time and costs.

1. ACH payment for customers in the United States

ACH (Automated Clearing House) is the standard banking system for electronic payments within the United States. With CiNKO, you can receive payments directly from US bank accounts, with competitive fees and no unnecessary intermediaries. It is an ideal option for recurring jobs or corporate clients.

2. Payment via link from the United States (up to $350 USD)

CiNKO also allows you to collect payments via a payment link that you can send to your customer. This method supports debit card or cash payments and has a limit of up to $350 per transaction.

The customer can pay by:

• Debit card
• Cash
• CVS Pharmacy
• Walgreens
• Walmart
• The Kroger Company

This solution is particularly useful for customers who do not use online banking or prefer to pay in cash, expanding your payment options.

Advantages of CiNKO for freelancers in Chile

It allows you to receive dollars without excessive fees, with practical tools and without complex processes. It is suitable for freelancers, consultants, designers, programmers, and professionals who work with US clients.

How to get started

Download CiNKO, create a verified account, choose between ACH or payment link, receive your dollars, and use or convert them whenever you need to.

Conclusion

CiNKO offers a complete solution for freelancers in Chile who need to get paid in dollars without any hassle: ACH payments from US accounts and payments via link up to $350 USD with a debit card, cash, or at physical locations such as CVS, Walgreens, and Walmart.

Frequently Asked Questions

Do I need a bank account in the United States?

No. With CiNKO, you don't need to have a U.S. account to receive payments in dollars. Your customers can pay via a payment link without you having to open an additional account.

How long does it take for an ACH payment to clear?

Generally between 1 and 3 business days, faster than a traditional international transfer.

What happens if my client does not have a bank account?

You can pay using the payment link, with a debit card, or in cash at physical locations such as CVS, Walgreens, or Walmart.

Can I charge higher amounts?

Yes, via ACH. Payment via link has a limit of $350 per transaction.

Is it safe to receive dollars in CiNKO?

Yes. CiNKO operates in accordance with international security standards and audited processes.

Hacks for freelancers who charge in dollars

1. Use ACH for large amounts

It is more stable and economical for large payments.

2. Use the payment link to close projects quickly

It facilitates the process and avoids friction, especially with customers who are looking for an immediate way to pay.

3. Offers cash payment through physical locations

Many clients value this alternative, and few freelancers offer it.

4. Submit your payment methods from the outset

Reduces friction and speeds up the payment process.

5. Convert only what you need

Keeping part of your income in dollars can help protect your purchasing power.

6. Group small payments together

If you receive multiple payments for small amounts, consider consolidating them into a single invoice to reduce fees.

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