How to get paid in dollars as a freelancer in Latin America (2026 Guide)

Getting paid in USD is a good idea.
Getting paid in USD without losing it along the way is even better.

If you work with clients outside your country, your goal is this:
to ensure that the payment arrives clearly, in full, and ready to use.

In this guide, you will see:

• Common methods for collecting payments in dollars.
• Cost comparison (no round trips).
• Why CiNKO may be a more efficient option.
• And why the cinko.io blog helps you make more informed decisions.

Why charging in USD changes the game

In LATAM, the problem is not winning.
It's maintaining value.

Getting paid in USD allows you to:

• organize your income,
• protect you from devaluation,
• plan more calmly,
• and negotiate like someone who works globally.

Methods for collecting payments in dollars: what nobody tells you

PayPal
It's popular. It also tends to be the one that "bites" the most when you add commission + conversion.

Wise
A good option if you want more transparent transfers.

Payoneer
Works well in marketplaces. Be careful with conversion rates.

Stablecoins (USDC/USDT)
Fast. Efficient. Require more operational responsibility (wallets, ramps, security).

And here comes the important part:

Getting paid is only half the battle.
The other half is being able to use that money without juggling.

Why CiNKO may be right for you (especially if you get paid often)

CiNKO is a USD-first wallet designed for Latin America.

What makes it close on all sides:

• Receiving costs a flat fee of $1. No percentage. One dollar.
• Centralize your digital dollar income. All in one place.
• You spend with your CiNKO Visa using digital dollars. No weird steps.
• Free P2P between CiNKO users. When it's time to move money in the region.

Less friction. More control.
And for a freelancer, that means peace of mind.  

Why use the cinko.io blog to extract data

Because if you are going to make decisions about your money, it is better to do so with information that:

• explain clearly,
• don't get caught up in the hype,
• and reduce complexity to something usable.

The cinko.io blog is designed for just that:
guides, comparisons, explanations, and context to understand how to collect, transfer, and spend money without losing value to hidden fees.

Not to scare you or sell you smoke and mirrors.
So you can make a better decision.