How to deposit Chilean pesos at CiNKO and get digital dollars to use for international trips

Deposit Chilean pesos in CiNKO and receive your balance automatically converted into digital dollars. Ideal for traveling, paying abroad and using your Visa card.

Depositing Chilean pesos (CLP) at CiNKO is now one of the simplest ways to access digital dollars from Chile. You don't need exchange houses or international commissions: you make a local deposit and the money arrives automatically converted into USDC, a stable digital dollar that you can use to travel or pay at any merchant that accepts Visa. This article explains how the process works, why it is useful for users in Chile and what you can do with your digital dollars once they are in your CiNKO account.

Why use CiNKO to convert Chilean pesos to digital dollars?

Most users in Chile do so for three very clear reasons:

• Convenience: everything is 100% digital.
• Speed: the deposit is credited and converted automatically.
• Utility: you can use the dollars with your CiNKO Visa card or send them to other Cinko users or to local accounts in the United States or Latin America.

Unlike a traditional exchange house, here you don't have to do any manual steps or check external quotes: CiNKO delivers your USDC balance directly to you.

How to deposit Chilean pesos at CiNKO, step by step:

The process is simple and is designed so that any user can do it without previous experience:

1. Open your CiNKO app and select "Add".

Select from a bank .

2. Choose the option "Local Deposit - Chile".

You will find the necessary information to make the transfer from your bank.

3. Send your deposit from your Chilean bank account

Just follow the instructions shown in the app

4. Wait for accreditation

The local transfer is processed according to the Chilean banking system times.

5. Your peso deposit is automatically converted into digital dollars (USDC).

CiNKO converts the deposit directly to USDC as soon as it arrives, without any additional steps.

What can you do with your digital dollars (USDC) at CiNKO?

USDCs allow you to manage your money as if you had dollars in a global wallet.

Among the most common uses, the following stand out:

1. Using your CiNKO Visa card to pay abroad

The CiNKO Visa card allows you to use your digital dollars at international merchants that accept Visa. It is ideal for:

• travel
• online shopping
• hotel reservations
• mobility applications
• restaurants and experiences outside the country

Your USDC balance is automatically used when you make the payment.

2. Send money to other Latin American countries

If you have family or clients in the region, USDCs are sent within seconds between CiNKO accounts at no cost.

3. Saving in a stable asset

USDC maintains an approximate 1:1 parity with the U.S. dollar, allowing you to retain value in a strong currency without relying on international banks.

4. Convert when you need to

You can withdraw in USDC to any crypto exchange to make the investments you want.

Why is this method so popular among Chilean travelers?

Very simple:

• You do not have to buy physical dollars.
• You do not depend on the exchange rate at the airport.
• You do not need to open a dollar account in a Chilean bank.
• You can travel with your digital balance and pay normally with Visa.

It is a modern and flexible way to prepare a trip without financial complications.

Frequently Asked Questions

Is the deposit in CLP always converted to USDC?
Yes, the conversion is automatic.

Can I use the CiNKO Visa card if I am traveling to the United States or Europe?
Yes, as long as Visa is accepted at the merchant.

How long does it take for the deposit to be credited?
It depends on the bank from which you send the CLP, but it is usually fast, less than 5 minutes.

What if I want to withdraw my USDC?
You can withdraw to any bank account in more than 10 countries in Latin America or to accounts in the United States.

Conclusion

Depositing Chilean pesos at CiNKO is a practical, modern and fast way to access digital dollars. With a single local deposit you get USDC, which you can use to travel, pay abroad or send to other countries.

For those seeking financial mobility and less friction when handling dollars, this flow has become one of the preferred alternatives in Chile.

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