Everything you can do with CiNKO
Meet your new favorite wallet
CiNKO
2 MIN
Your Cinko Wallet
Simple. No limits.
Decide what you want to do with your money.
How would you like to pay?
USD account in the U.S.
Receive payments from U.S. banks and digital wallets using your account number and routing number.
ACHWireVenmoZelle
Cobra in crypto
Receive crypto payments to your Cinko wallet address.
BTCUSDCUSDTETHPUSD
Payment link
Earn up to $350 USD in cash at stores in the U.S.
WalgreensCVS+ more
Local bank
Transfer funds from your local bank and convert them to dollars instantly.
Your bank → USD
Receive payments from U.S. banks and wallets.
1Cinko assigns you a U.S. bank account number and routing number.
2Share it with the person who will send you the money—it works just like any other U.S. bank account.
3The balance is deposited directly into your Cinko wallet in USD.
ACHWireVenmoZellePayPal
Receive crypto payments from the U.S.
1Share your Cinko wallet address with the person who will be paying you.
2Get paid instantly in any of these tokens.
BTCUSDCUSDTETHPUSD
Payment link — up to $350 USD in cash
1Generate a payment link from the Cinko app.
2The person paying you goes to a store in the U.S. and pays in cash.
3Your Cinko balance is updated automatically.
WalgreensCVS+ chains
Local bank → dollars in Cinko
1Link your local bank account in the app.
2Transfer in local currency.
3Cinko automatically converts to USD at the best exchange rate.
How would you like to use your balance?
Send crypto
To any external wallet in the world.
BTCUSDCUSDT
Swap
Swap tokens instantly.
USDC→BTC
Visa Card 5
Pay internationally wherever Visa is accepted.
International
Send to users
Free and instant between Cinko accounts.
FreeInstant
Send crypto to any wallet
1Enter the destination wallet address.
2Select the token: BTC, USDC, or USDT.
3Confirmed. Compatible with any external crypto wallet.
Instant swap
1Select the pair of tokens to exchange.
2Check the exchange rate in real time.
3Confirm, and your balance will be updated instantly.
USDC → BTCUSDT → BTC
Visa 5 Card — Pay Anywhere in the World
1Activate your Visa 5 card from the Cinko app.
2Use it at any store or location that accepts Visa, in any country.
3The payment is deducted directly from your Cinko balance.
Free shipping between Cinko users
1Search for a user by name or @username on Cinko.
2Enter the amount and confirm.
3The money arrives instantly, with no fees.
Between Cinko accountsAlways free
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Start using CiNKO today
Your money, without borders and always available.
Download the app and discover a simpler way to move your money.
Scan the QR code or click to download the app.
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